SA's EVERYDAY

FINANCIAL

TOOLKIT

11 Free, Accurate South African Financial Calculators for Tax, Bonds, Retirement, Petrol Prices and More. No Login Required.

Explore All Tools Bond Calculator

15

Free Tools

0

Sign-ups needed

2026

SARS Tax Rates

Tool of the month · May 2026

The Bond
Calculator

More than just a monthly repayment. See the principal vs interest split, model rate-change scenarios, and project your total cost over the full term.

  • Real-time recalculation — no Calculate button to click
  • Principal vs interest visual breakdown
  • "If rates change ±1%" comparison built in
  • Print or email yourself the result
Try the bond calculator →
Estimated repayment
R14 630
over 20 years at 11.25%
Principal38%
Interest62%
Total repayableR3.51m
SARS Prime Rate
11.25% no change
Petrol 95 · Coastal
R23.18↑ R0.42
USD / ZAR
R18.42↓ 0.8%
SARS Tax Year
2026 / 27
Why ToolboxSA

Built for South Africans

ToolboxSA provides free South African financial calculators designed to help you make smarter money decisions. Calculate PAYE tax, UIF deductions, bond repayments, transfer duty, fuel costs, retirement savings and more using accurate, SARS-current tools built specifically for South Africans..

icon_100_free
100% Free
No paywalls, no premium tier, no “pro version” upsell. Every calculator is fully usable forever.
icon_nosign
No sign-up, ever
No email harvesting, no popups. Your inputs stay in your browser — we never store the numbers you type.
icon_sars
SARS-current
Updated within 48 hours of every Budget Speech. 2026/27 brackets, latest rebates, current prime rate.
icon_made_for_sa
Made for SA
PAYE, UIF, transfer duty, NCA-compliant credit, SASSA – built around how things actually work here.